Well, it has been relaxing--especially since my department's part of the grant fell through. I thought it might; we just weren't the best fit. I just wish they'd have figured that out before 10 hours worth of meetings. So DD and I have been hanging out, and I've really enjoyed it.
We even enjoyed cleaning the closets today. She found an old state quarters map, and was thrilled to pop out the quarters and add them to her cash stash. No luck on jobs yet. Having a summer birthday sort of hampers that. We've spent some money on summer fun. We joined the local gym and have been every other day. We took a free water zumba class which was pretty funny. A bunch of older ladies, me, and mu daughter in the pool dancing to "You can Leave Your Hat On" had me laughing all day. And DD is also taking an advanced French conversation class to keep her French up over the summer. She loves French, and may very well do some sort of international something. I think it's in the genes.
We sold some clothes from the closet purge this afternoon too and took the rest to the charity shop. All in all, a very satisfying rainy solstice. We've also been making great use of the library; she has a stack of books, and so do I. Tonight we watched the last Star Wars; last night it was My Big Fat Greek Wedding. I think we're doing a darn good job of balancing lazy and productive. I am planning an ultra-frugal July, but we have so much stuff in the freezer, it shouldn't be too hard. And the CSA starts next week too. My new class starts in 2 1/2 weeks, so I've been writing the syllabus. More to do, but only tackling one job at a time. The weekend looks like it will have lots of World Cup, a Scandi midsommer celebrations, and probably the art museum with friends tomorrow. Not sure I could tackle this much leisure all the time, but it's nice to have a few weeks of it!
Viewing the 'Junk and more junk' Category
Well, it has been relaxing--especially since my department's part of the grant fell through. I thought it might; we just weren't the best fit. I just wish they'd have figured that out before 10 hours worth of meetings. So DD and I have been hanging out, and I've really enjoyed it.
I've had a couple of lovely days. Yesterday a tedious meeting turned into a happy occasion as two of the top three places in our writing competition were taken by MY students from last term. I couldn't be happier if I won myself. The prizes are small-ish with the top student earning $150, but it's so fun for them and great for their resumes. I've also made progress on readying my classes for the upcoming term.
We got lots of decluttering done, and today I made $15 on a selling some of that stuff. And I had lunch with a colleague--one of those lovely long lunches because it's so fun to talk with them. I cashed $50 out of Swagbucks which is going to my big goal. I'll credit my totals when it hits the bank.
And I made the most delicious mac and cheese yesterday from a recipe on a can of evaporated milk. Fattening and decadent, but used up lots of pantry stuff and delicious.
We're all home today for MLK day which has turned into a nice snowy organizing day around here. We continue Uber-frugal helped by the overflowing pantry and freezer. I've just started bean soup for my DH's lunches this week. I had beans in the pantry and a ham bone in the freezer. I also extracted a bag of CSA carrots from the freezer which I'll put in the soup and try roasting some with dinner. I'm not sure about roasting veggies which have been frozen, but we'll give it a try. yesterday's spending was a canister of oatmeal and the church offering. We're also going to sit down today and try to fund DH's grad school tuition more mindfully. His classes handily total (ugh) $5200/year, and I think he finds that figure staggering as do I. But if he wants to continue, some cuts will have to be made elsewhere. We'll see what happens. For now, the decluttering and the freezer contents reduction have been very satisfying. Ideally I'd like the chest freezer empty by spring break.
Yesterday DD and I were right next to a local Target store. I had a return, but we also walked through the entire store without spending anything. I didn't buy the gift card deal either. Now granted I was in a Target the day before, but this may have been one of the few times in my life I went through a Target without a purchase.
We did spend a bit at the grocery store, but they were having a reopening sale and I got peanut butter, and a case of bottled water for 99 cents. We normally don't drink bottled water, but I always think it's good to have some around in case of emergencies. Bread was 49 cents--not a favorite brand but good enough for sandwiches and chicken breast for $1.49. We made chicken Parmesan last night ( or chicky chicky parm parm if you're a Parks and Rec fan)
It's been a splendid day as my classes are just working on final projects and I'm there to offer advice and feedback. It's nice not to have to "perform" some days.
I'm on a mini-declutter roll. I took a bag of stuff to Goodwill this morning, and as I put the rest of the Christmas things out, I'm sure they can be sorted and culled. Friends gave me a lovely Molton Brown gift set for my birthday--it's my favorite English bath brand. The gift set included trial size shampoo, but I'm a shampoo monogamist, and I thought, heck, try to sell it. It sold for $3 on the local FB list which I'll add to my totals. I'm feeling frugal--time to make some soup!
I am SO looking forward to Thanksgiving break. And I think my students are too; it's that time of the year when we're all weary and can use a break. To make the day better,I've just realized it's been a no-spend day! That hasn't happened in a while.
I spent the better part of the weekend catching up on paper grading, writing the final case of the semester, cooking, and cleaning out a few closets. Our church had a coat drive and I found two to donate, and three things to list on FB. Two of them sold--jeans and a Christmas sweater DD wore years ago. I'm adding $10 to my junk sales list We also enjoyed our third symphony performance. I'm really pleased with that birthday gift for my DH. We've enjoyed the evenings out.
Wishing you all as pleasant a day as I've had. Stuffed spaghetti squash for dinner too!
My second consecutive NSD day hopes were dashed when my friendly carpenter wanted the second part of the bathroom cash. I expected him to ask for it a week ago, so perhaps I earned a few cents interest on that $8000. Ugh. But things are progressing in there.
My class started last night with nine students. It's beginning composition and usually we read a variety of essays from a textbook assigned by the university. I've decided to tweak it and make the readings all essays about people and their relationships with money. They're all adult learners, so why not talk about money, right? We'll see how it goes. I pulled a bunch of essays off the web, but would welcome anyone's suggestions for more.
The bright spot is more junk is leaving my house. We keep throwing random things into the dumpster, and the red wagon has been picked up as has the light fixture. Count that as $20 in. I've just listed a small table which has sold too!
Yesterday's garage cleaning did mean I found some more items to sell and declutter. I've sold DD's red wagon from her childhood days (kind of sad?), and it's awaiting pickup with the bathroom light fixture.
I've also cashed $25 out of Swagbucks which is being transferred to my Big Goal UK house fund.
In other frugal news, some of the fridge veggies found a new home in a pot of soup, and I've made extra brown rice and quinoa for salads this week. DH is taking soup to work for lunch all week.
My adjunct class starts tonight, so it's good to be back in the earning cycle. it's just composition, but maybe I'll have another superstar like my ex-con from two terms ago.
DH and (briefly) DD and I spent the bulk of the afternoon cleaning the garage. We got a lot done, and happily I found a few things I can sell. I'll try to get them listed tomorrow. But what a yucky job. We tossed a bunch of wood and pipe found in the garage, recycled garden pots, threw away big sheets of plastic, folded tarps, and sorted all the various types of garage-dwelling liquids. We have two shelving units in there and have always rather slovenly just put all the various things on either shelf. I wiped down the shelves and separated the garden stuff from the automotive stuff. It looks much better. After a shower and a drink, we complimented ourselves on a job well done.
I've needed at least one or two new tires for a while, but over the weekend, we decided to take a look at all of them, and one was very bad. So today out went $573 for four new tires. That included free installation, and I'll get a $60 rebate. Looking at the fine print it appears it's not a cash rebate, but a gift card to one of several retailers--Best Buy, Bed, Bath, and Beyond, Home Depot, Staples, or Target. So now my Target gift cards just keep on piling up.
I've also paid the insurance today, transferred more money out to pay the bathroom remodelers tomorrow, and it looks like there is some damage to the bathroom floor that will need addressing before the new one goes on.
Good thing we've got tomatoes.
Not quite as productive as I wanted to be this morning, but managed to take a friend's old light fixtures to the charity shop, buy DD a few more summer clothes, go to the bank, and drop off book donations and library books. And a load of laundry on the line. In more financial news, I just transferred $243 to my 100K fund. That came from three sources: $25 from Swagbucks, $154 from reading capstone projects, and $64 from selling some old jewelry. I'm happy to see that fund increased a few bucks by interest bringing it over $3000.I still haven't decided what to do with the $300 teaching award cash, but the check's in the bank.
I still need to go to the garden center, but if I buy a gift card to the garden center from my church, they donate 15% to scholarships for Tanzanian kids, so that may have to wait for tomorrow.
Ooh, I had fun in Minneapolis over the weekend. We sold a lot at our garage sale--mine was mostly cheap and small, but my friends sold air conditioners, pictures, dishes, etc. My BFF and I went to a vintage place in the uptown neighborhood and sold a a bunch of my mom's old earrings, including singletons they use for hat trimmings. We ate out one night, breakfasted out one morning, and had cocktails by the river another night. Very fun and made $68 on the jewelry and another $82 on the garage sale items. The driving was smooth and easy, I packed lunches and water so spent nothing on road food. I'm throwing the $68 into my 100K fund tomorrow, I think. The check for my teaching award also appeared, but I'm not quite sure where that's headed yet.
I sold a few things on FB before I left so will add $4 to that total and another 75cents I found in Minneapolis on Hennepin Avenue
Little by little some things are selling on the FB lists, and I have a charity pickup tomorrow for some others. Tomorrow folks will pick up an air pump and DD's outgrown swim cover-up. Someone will come on Thursday for a few books. I've been a bit unhappy about not being able to add much to my 100K fund this month as I'll need my adjunct salary to help pay for our UK tickets, but delightfully, I got a check for $13.90 for a class action suit that I'll round up to $14 for a small but cheering addition. Tonight I'll go through more boxes of things to see if i can sell anything else. The cash is nice, but the real point is to clear some clutter. I'm also on a fridge clearing mission. Soup is in the future!
We had our planning meeting with our daughter's BFF's family on Saturday night to talk through England planning. I think her mom really wants to join us! But it's all systems go--and I booked flights Sunday, and after looking at hotel prices in London, booked a two-bedroom airbnb for six nights instead. The airbnb also gives us plenty of options for breakfasts in, access to laundry facilities, and other meal options. It's a self-contained flat with a full kitchen etc. And--it's in my old neighborhood in London so I know the shops and transport very well. I thought about exploring a new part of the city, but finding a two-bedroom with three beds for under $200/night was a triumph. Now, of course, the girls want a day trip to Paris. DH would prefer to have a day to himself in London, maybe with his brother or BFF, so we'll trade off who has the girls so I can have the following day with my London colleagues.
Real life also progresses here. I spent more than I wanted to at the garden center, as usual. We spent Saturday clearing the raised beds and doing lots of weeding and chopping. I also drove DD to Half Price Books where happily we bought nothing and got $12 for her outgrown books. I'm making several boxes for the upcoming garage sale. Lots of things can go. Plenty to do!
It's been kind of an odd money week. I spent nothing on Monday or Tuesday, but I needed two new headlights, and took the car to our local mechanic yesterday. He has a very hard time replacing these headlights--as has everyone who has tried in the past. He was rattled, cranky, and asked if I'd pay in cash for the seemingly slim $40 he charged. I only had $35 on me as I was expecting to put in on my card, but he was happy with that. I think he's doing some of that "under the table," but I like him,he specializes in this make, and he's six blocks away. I guess I saved $5? I also sold two jigsaw puzzles on the local FB list for $6, cashed $25 out of Swagbucks, and was paid for an editing job. The $425 is going into the 100K fund--very slowly building, but the interest rate there has gone up slightly.
Our water meter will be replaced by the village this morning. There's no charge but I'm waiting around for them to arrive and trying to find more things to sell.
I had a lovely five days with BFF in Door County. We used the airbnb where the family stayed last fall. The weather was not fabulous, but the cherry trees, forget-me-nots, and trilliums (trillia?) were all in bloom. We hiked a lot, took the ferry to Washington Island, ate delicious food, drank wine, watched movies, shopped, and talked and talked. My BFF is the best traveling buddy. We made lots of long-term plans and had a wonderful time.
My regular spring classes are done, graded, and projects headed for the shredder. Either students pick them up or off they go. I went to the university today and ran into pre-med students I'd had in my fall classes. They're lovely folks, and I told them I'd help with application materials. It's above and beyond, but I sure like them all. One young man has Syrian parents and is taking two years between now and med school to work in refugee camps. How can you say no to someone like that? Another young woman has been accepted to Kings College London and wants to sit down and talk London. Can you see why I like them?
My evening class continues with the other side of the socio-economic scale. I've got a student who is just out after 10 years in prison. Man alive, the stories.
So, I've spent a lot on Door County, our upcoming anniversary, and various things. We need to do a little belt tightening soon. I do have a few things listed on FB, but am traveling to Minneapolis in a few weeks for a friend's birthday which coincides with her neighborhood garage sale. We're all bringing things to sell so I plan on spending much of tomorrow gathering and pricing. I deposited two small rebate checks into the 100K fund. It needs a funds infusion. I need to make some lists.
My general feeling is once you break a $20 bill, it just disappears. And I certainly felt that way today. Someone on a local FB list was selling serving pieces and a few extras that match our everyday dishes for $8. I met with students all morning and desperately needed a cup of coffee to make myself grade more papers, so off went another $2. I took DD for a doctor's appointment, but had to run back to judge a contest at school, so gave her $5 and told her to wait in Panera until I got back in 45 minutes. And because I was in a hurry, I had to pay for parking at school, so I could turn around quickly and pick up DD. Yep, I've got $3 left.
Not sure all of that spending could've been avoided, but I probably should've brought my own coffee. I've still got odds and ends on my gift cards. Perhaps I should try to use them up on grocery shopping this weekend to fill in some of those gaps. And darn Swagbucks maybe.
I had some simple goals today--the library, return and mail some packages, and go grocery shopping. Despite the cold rain, the library worked out well--and we've finally received the 5th season of Homeland. I went to the UPS store to return a pair of DD's shoes to Zappo's, but the USPS had closed before I got there with my sample glasses frames. That'll have to wait until Monday. The third return was the air compressor/inflator I ordered from Target.com which never worked. It was also my attempt to use up my various gift cards, so I got yet another gift card as credit and did more grocery shopping at Target than usual to spend it rather than "real" money."
Target grocery prices are hard for me to figure out. They're significantly more expensive on some things, but the Tazo tea, cocoa mix, and a few other things were almost 1/3 less than my usual grocery store. I still have over $35 left on that card, and a lot of credit at Target.com. Maybe when we get the bathroom remodeled, I'll buy lots of lovely new towels. We could probably use another set of sheets as well. I spent $48 at the regular grocery store, and we seem to have SO much food now. DD has spring break and I wanted to buy a few nice things. We'll also use some BOGO lunch coupons. Not Mexico or Florida like some of her friends, but a few fun outings after work.
The dog is still resting. So far, so good.
Our small dog is in surgery right now to remove her rapidly changing fatty tumor. I always worry about these sorts of things so have been up since 4:30 mindlessly fretting--but also got a bit of grading done.
Fun lunch with university colleagues yesterday. After I got home and took DD to the ortho, I cashed out $25 in Swagbucks and $45 in Chase rewards. DH spent about $20 on liquid ibuprofen for DD's braces-bothered mouth and ice cream for the same issue as well as a few odds and ends.
I'm still working on clearing out the basement freezer, so pulled out two containers of homemade soup stock and some broad beans. Veggie soup on the horizon as it seems like it's going to be a wet and miserable weekend. You may be chagrined to hear there are still some lima beans left, but I'm hoping to dump them into DH's soup over the weekend. Not much other news--lots of school work and housework. No decluttering done over break. Maybe I still have some time this weekend.
I need some inspiration from my SA buddies. I did a textbook review for a publisher, but instead of sending cash, they all seem to be using Tango giftcards lately. I thought the most useful one would probably be Target, and I hoped they'd just let me apply it to my redcard, but after a lengthy chat session with the very nice rep, it seems you need to use them every time you shop either on your phone or through target.com. Ugh
I know me--if I let it linger I'll forget all about it, so I like to use at least a chunk of it on Target.com. We have no pressing needs, so I think I'll spend some on laundry detergent (man, am I fun), my DH wants an air compressor to keep our tires inflated, and we cold probably use a new set of sheets. But it's $300. Maybe I could set a weekly reminder to buy whatever we might use and that is on sale?
Other ideas from you brilliant minds?
Ignoring all the confusion and chaos around us, this blogger has sought to find the real truth behind the lima vs butter bean debate. This is what the always infallible internet has to tell us:
"Butter bean is a term that some use for particular types of lima beans; the only difference is in regional terminology. The lima bean is a domesticated legume with the scientific name of Phaseolus lunatus that gets its name from its place of origin, Lima, Peru. Some in the American South and the United Kingdom call particular types of lima beans “butter beans.”
Dried lima beans that are more flat and yellowish than the common rounded and green variety are often called “butter beans” in Southern States. In the South, lima beans and butter beans are considered to be two different types of bean, however, in their scientific name is the same and they are not two distinct species of bean.
The culinary terminology used in the United Kingdom differentiates between lima and butter beans more in line with the Southern United States distinction, where lima beans that are dried, larger, and light yellow are referred to as butter beans and the smaller green bean is called a “baby” or “junior” lima bean. These distinctions do not change the scientific terminology, and the two common terms used for the lima bean are often interchangeable regardless of regional or culinary preferences.
All of this marvelous knowledge comes from reference. com which cites the USDA. Scientific knowledge is important. Perhaps even more riveting than all of this is that I got my husband to eat about 25 percent of them in his lunch. Expect further updates tomorrow.
Sorry,NJDebbie,but there is lots of joy in Wisconsin this morning after that amazing Packer game. And we didn't even eat all the game time snacks because we were too nervous during that last quarter. But, they will be out for next Sunday's Atlanta game.
Except for the church offering, it was a NS day with new movie titles from the library and several new books--including--to my delight, the Colson Whitehead book that has received such raves. I love the library, especially now as we're being uberfrugal.
Speaking of uberfrugality, I may need to have one day with a little leeway. We're planning to head to western Wisconsin this weekend to watch the eagles feed on the river. It will be a good day for a lunch out. Maybe I can use the cash from the boot/skate sales.
Meal plan for the week is done. It's going to be a meatless Monday with a quiche for dinner--leftovers to DD's lunch this week. Taco Tuesday and spaghetti Wednesday as per usual.
We finally got the Christmas tree down, and I've chosen some unloved ornaments to go in the donation bag. I'm also making granola bags for my buddies without full teaching loads. I have lots of oats and dried fruit, so no outlays there. In other exciting plans, DH and I will clean the carpets, and I have meetings at school beginning tomorrow.
Happy MLK day! We're spending some time today to act on his words: "The time is always right to do what's right."
We had a lovely NYE. Rather than sacrificing our rather modest tradition of pizza, a movie, and a jigsaw puzzle by the fireplace, we went ahead with it. We saw the Dev Patel movie, Lion, which I recommend although the more cynical among us may find it sentimental. In my current mood, I thought it was very good.
I did some bargain grocery shopping on double coupon day yesterday, and the freezer is well stocked. Lots of pasta bargains, the usual chicken breast markdowns for the dieters and some freebies.
In an unusual situation at our church, they had no volunteers for the nursery this morning, and they sent out a call for paid help. DD was interested, so she made some spending money, and I tagged along. They tried to pay me as well, but that's silly, and I refused. Through both services we had one very charming little boy who played with toy cars on the playroom rug. We came home and made pumpkin pancakes which were delicious, I must say. We've now used up the non-carryover part of our flex spending, we gave some time to church, and (!) I sold my ice skates for $12. I hate to admit it, but I think my 50+ years of skating are done. My fear of falling has overcome all the joy I used to get out of skating. I'm happy to have them out of the basement and happy to have the $12. Now to find some more crud to declutter--especially if it brings in some cash.
This has been an interesting morning. DH and I filed his first unemployment claim. I'm a little amazed at how much the state already knew about him. The form seemed to fill itself. He's updating his resume now. I've never claimed unemployment, and he found the process much easier than in the UK where unemployment is means tested.
I have more returns to do today. DD has been a great help, particularly yesterday when we returned some things to Target. She got me out of the store without buying a thing. Target is horribly tempting, but I resisted even the after-Christmas sales.
I also have $100 of flex spending that won't carry over to next year, so I'm planning on marching everyone out for a flu shot this afternoon. And I'm signing us mentally up for the Uberfrugal Month Challenge. One thing that has already struck me is lunch prep. DH is an easy person to feed; he'll eat all sorts of leftovers, but we've spent 16 years with him getting a free lunch at work every day. I see many more pots of soup and rice and beans in our lunch future.
So, today's goals are:
finish the returns
list three things for sale
Ah, yes, it has been over a month since I've posted. Between DD's 5:45 alarm and a full load of classes, I'm pretty beat when I get home. Things are as busy as usual at the university, and overall, my students seem fine. I've managed to finish up the summer's freelance work, keep teaching my evening class, and get a very few things done.
I could easily spend $8/ week on coffee, especially between classes. I've been holding my office hours in the library coffee shop which only adds to the temptation, so last night I unearthed an old electric kettle for my university office. My office mate and I have decided to do either instant coffee or tea there. We both feel a little broke.
Our state budget woes continue, and while I have a full load scheduled for spring semester, she doesn't. Last fall I sort of fell into the habit of stopping at the grocery on the way home to fill in for the week and pick up lunch. But that's off my list too--either lunch from home or lunch at home almost every day. Thankfully with two classes each day beginning at 8am I can usually go home--unless there's meetings or other appointments.
I've transferred some cash that was sitting in Paypal into my online savings. Most of the cash was from Swagbucks which I let run in the background while I'm grading papers. I spent nothing today and picked up the CSA veggies--some of which went into the spinach, broccoli, red onion, red pepper quiche. We also roasted some carrots with thyme--delicious. I feel very boring, but seem to be on track.
To deal with DH's upcoming pay cut, I have been nosing around for more bargains. Here's what I've done, starting with the minor.
A large pot of soup for lunches and tonight's dinner successfully using some wilting veggies.
Less expensive back-to-school shopping than anticipated. DD is fine with much of what she has. We can buy more to supplement as the school year progresses.
A Costco trip that filled in some gaps
A cheap Hotwire motel for next week's Minneapolis trip.
and my large triumph--a truly bargain flight for DH's trip to his nephew's wedding in October. He's going alone as mid-semester trips are impossible for DD and me. I'd been looking for weeks for a good fare between Chicago and Heathrow and struggling to find anything in the strict timeframe under $1000. We'd used consolidators before without any problems, and since he's flying alone, I thought, "why not?" The ticket has gone through, he's flying AA for under $600. I can't tell you how happy that makes me. If you have a consolidator horror story, please don't tell me. Crossing my fingers and hoping for the best.
And on the income side, my grades are in for my summer class, learning platform and assignments ready for tonight's new eight-week class, freelance project bill ready to be submitted. I still have loads of freelance work, but it can wait a few days.
DD and I are off to visit my brother and fam in MN tomorrow. Hanging out at the lake seems like a good way to wind up the summer.
I spent yesterday with our Center for Intl Education. They've received the bad news that our academic department is no longer willing to pay faculty salaries when they teach studies abroad. This comes from all the budget cuts we've been faced with at the university. So, they'll need to raise costs to students, even though we teach courses in our subject area abroad, just as we would at home.
I spent some time brainstorming with them about how to cut costs. The drop in the exchange rate will help for now. But mostly I came away sad--sad that I can't go again for another fours years, sad that fewer students will be able to afford this, sad at the devaluing of university education into some sort of trade school.
I also came away determined to really stockpile cash and cut back--smarter spending on everything. My overflowing closets and cupboards are testimony to impulse buying. I've become so much better, but we still have so much excess.
I was having lunch with some friends last week. They're all hard-working teachers, all married with kids. One of the usual moans from all of us is our broke summers. As you may recall, I'm teaching one class, doing some freelance editing, and trying to recover from spending on funeral airfare, my summer trip to Canada, Tree removal, and dog surgery and PT.
The hoarder of the bunch has had major surgery this summer which has brought her issues again to everyone's attention. You might also remember that friends raised (gulp) over 5K for her. Then it came to light that an employee was embezzling from her husband's business to the tune of $25,000. Now the money from the fundraising is gone to help the husband's business, and she is swamped by medical bills.
In the midst of this lunch, another friend--who rolls her eyes at my carefulness with money-- said they we should all go to the hoarder's and help--me especially--because I'm "good with money." Happily for me, I was busy the day they went to her house to help. Two of them spent four hours there. Two hours of it was opening unopened mail. They had to argue about throwing out all the return envelopes since so many of the bills were second and third notices for the same procedures. There were two giant garbage bags full of mail and one room they weren't allowed in. People brought them gifts when she was in the hospital and they're all piled in the entry way.
Is there a point here? I'm not sure, but I needed to vent to someone who is not my child or husband. I have plenty of chaos in my life--not everything is always under control, but I really can't understand how people can live like that. It makes my head want to explode, and perhaps the Swedish work ethic part of me finds their constant (years' worth) need of all sorts of help really trying.
We started out the day with some more vet spending. The round of vaccinations, heart worm treatment, etc ran a cool $225. I came home to a $200 rebate from our health insurance for our CSA membership which just made it into the checking before we headed to the graveyard of no-spending: Target. DD needed a new phone, and we slightly upgraded her current pre-paid phone. It's mostly from her birthday cash, and she's v excited. As current phones go, it was cheap--well under $100. I'm a bit shocked at how many of her friends have $500 phones. But she understands our attitude towards things like that, and never complains.
While there, we also bought the graphing calculator required by her school which was on sale for $89.
On the way home we stopped at grocery as it's double coupon day, and I needed a few things for dinner. Our local grocery chain has been purchased by Kroger, and it appears they're eliminating all their own brand organics. I was WAY too excited to find most of those items tucked away around the store for 75% off. Oh my word, I got $4 granola for 75 cents, cans of chili beans for 35 cents, organic applesauce for 75 cents--it was pure delight. I loaded up the cart. We checked all the expiration dates and bought a few extra things for food shelf donations. We spend $65 and the register tape (never completely fair) said we saved $98.
It's been an interesting day; I'm sure enjoying having DD home. We spent part of the evening watching the convention and the rest reading her required book for Honors English in the fall.
A couple more things occurred to me as I continue scavenging for cash to boost the balances. I had a meeting at the university this morning and dropped a few things off at my office beforehand. Ah--much to my delight I found the $44 I'd won with my trivia folks in May. I spent $3 on iced coffee, but the additional $40 went into checking. We also have a couple offers from Chase Bank and BMO Harris for $200 bonus on $10,000 for 90 days. I can transfer some cash from long-term savings to cover that, and we'll use the cash when it rolls in later. It won't ease any current crunch, but it something we should do. I've also encouraged my paid-by-the hour DH to work an extra hour or two for the next few weeks. He usually works 38 or 39, and they don't want him working over 40, but I'd like him to hit that upper limit.
I've yet to file the claim for the CSA rebate with my health insurance folks, but that's on my list next. Still thinking...
My scavenging has paid off, but I'd dearly like to find another $500, so the scavenging will continue. Except for a massive five-item grocery list, everything this week will be from the cupboard or freezer. Maybe I can do this in $25 increments and get some decluttering done at the same time.
My daughter learned a valuable lesson yesterday at Starbucks with some friends. Her drink didn't come and in her adolescent shyness, she was a bit scared to speak up--something she never is around here. but she texted me (isn't this odd?), and I gave her a script of what to say to the cashier. She got her drink, a free cookie, and a $5 gift card. Lesson learned; speak up for yourself.
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