I am determined to get this cold out of my head and chest by the weekend. I'm sick of being so thick headed. Wrapping it up in all my classes and I'd love to get everything graded and set before this weekend too.
I had a productive meeting with the dept chair today. He has promised me a new literature class in the fall and will try to iron out some various issues. I'll elaborate on them if it actually gets done.
I spent a bit too much on fruit today, but made a great dinner with items from the fridge and pantry. I've also spent a lot on parking this week, but feeling lousy has necessitated parking close. It's only two more days.
Back to yet another glass of water to help keep the head clear.
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I am determined to get this cold out of my head and chest by the weekend. I'm sick of being so thick headed. Wrapping it up in all my classes and I'd love to get everything graded and set before this weekend too.
I was indeed pretty worthless yesterday. I made one class a drop-in day, and had almost a dozen students with questions and feedback requests. The second class had presentations and I sent them home afterwards. I normally park about six blocks from the university and walk, but feeling so lousy, I splurged on $5 worth of parking on campus. I came home and napped, we ate leftovers, and DD and I decided to move our fun downtown Chicago day to week after next. I'll be done with school then, and I just couldn't think about going anywhere last night. I had lots of sleep, and feel significantly better. If I'm feeling up to it, I'll try to tackle some laundry and finish grading today--and maybe get some cookies made with DD tomorrow.
I'm looking forward (really!) to an uberfrugal January with many of you. In the meantime, I'm going to have a reasonably simple Christmas. My cheap-o wreath needs to have a bow attached, we still haven't bought a tree, and decorating can't really commence until I tackle the piles of grading and laundry. But I'm going slow. I've added $50 from SB to my Big Goal.
Saturday night out with friends we all commented that we hadn't yet had a bad cold--sort of atypical for a semester. And yesterday afternoon I had that --here it comes moment--and it's been worse since.
I have a few easy days at school listening to presentations, but will probably need to reschedule mine and DD's day away.
I managed to make a good pasta bake for dinner and correct a few presentations, but think I'm pretty worthless now. An early night is in order. Only spending was $2.30 for a mug of herbal tea. I bought a pizza stone last night for mu SIL's Christmas gift on Amazon through SB last night.
I stopped at the grocery this morning to buy a couple dozen doughnuts and some clementines for my classes. They had a scheduled walk-in work day today. Looking up with a bag of clementines over my arm, who did I spot but my work BFF office mate, also slung with a bag of clementines and two dozen cookies. Not good for the budget, but we all try to help students who are almost as tired as we are through these last weeks.
I've been listening to a Walter Isaacson audiobook. Today's selection was about Time's Person of the Century, and I'm just struck with the stature of some of the people he discussed--Jonas Salk, Alexander Fleming, Rosa Parks, FDR and Eleanor Roosevelt, Nelson Mandela, Lech Walesa, Chinese students in Tiananmen Square. I'm weary of the news, of all the heroes with feet of clay, of all the blatant disregard of common decency in public life. Granted none of those people were perfect, but the struggle toward fairness, decency, democracy seems so lost to me. I'm weary of the world, I think.
We have a lovely planetarium at my university run by a fabulous astronomer. Ever since DD was about 8 or so, we make it a habit to go to their special shows a couple of times a year. Usually they're Friday and Saturday nights with special shows for things like meteor showers and the eclipse. Today they started a Sunday show and although their prices have risen from $2 to $5, it's a lovely way to spend some time. This one was on the Colors of the Cosmos. DD, her BF, and I loved it. They then talk through the stars in the current night sky, what to watch for, and take questions. I think I only retain about 15% of it, but I really enjoy it.
As we drove home, we passed a shopping center jammed with cars, and I couldn't help think I'd much rather look at stars than be in a crowded mall.
Chicago Laura, I hope your DD has visited it!
We seem to stagger from budget drain to budget drain lately. Today DH walked out to the car to find a puddle of brake fluid beneath it. But the money will sort itself out, just more slowly than I wanted. We just need to keep other spending under control.
After my classes today, I picked up the penultimate CSA box. Lots of goodies in there that will keep us stocked up for a few more week. I'd also volunteered to roast, debone, and freeze turkeys for the shelter Thanksgiving meal so I have the turkey bones to make more stock. Back to the reliable budget staple: soup.
My office mate--and university BF--is struggling with her own budget woes. Her DH works under contract at the large insurance company where mine used to work before the big layoffs of a year ago. They just bought a house, spent a lot fixing it up, and today learned her DH has also been laid off. She's been applying for other jobs as we're all discouraged about salary issues, so as much as I'd hate to see her go, she could use a better-paying job.
Even with an pretty darn frugal week, I'm a bit discouraged with the slow progress of my big goal. I got my last paycheck from my adjunct class yesterday, and I think most of it will have to go in the general fund, not into my big goal.
Maybe I can list a few things for sale this weekend to help make those tiny drips a bit bigger.
I had lunch today with a former London student. She's from our consortium school in Wyoming, and it was so fun to see her again. I last saw her in April 2015 in Russell Square. We have had many happy class sessions together. She's graduated and is considering our university for her Masters in Library Science.
Cool and cloudy here all day. Very November-y
I added $75 from Swagbucks and an additional $3.80 in interest to the big goal
As I start to write this, I can see my tag of "bothersome" doesn't even begin to describe the deep distaste I have for this student. And I feel bad talking about not liking students because I genuinely enjoy about 90 percent of them. But here goes.
On the first day of class this young woman announced she wasn't sure why she had to take my class since she already knew all the material. My class is a requirement for Business majors. Nothing I can do about it. Since then she has been rude to other students, arrives late, leaves early, has been cautioned about her phone use half a dozen times, is consistently rude to me both in person and via e-mail. For weeks I've been simmering with anger but have managed to keep it under control. My class has also turned against her. Her presentation partner dropped the class. She is smart enough. Her work is good, but her rudeness is so offensive that I'm continually having to swallow my anger. Since her presentation partner left, I struggled to find her another partner, and offered extra credit to students who volunteered. While she clearly prefers to work alone, she insisted I find her a partner since she felt I was unfairly penalizing her for her partner dropping. In fact, the part of the presentation she turned in was mediocre, and the opportunity to re-do was perhaps an unwarranted favor. Last night I offered her three options: Stand with the grade, re-do it herself, re-do it with a partner. After initially saying she wanted a partner, she said to her classmate's face--If I have to work with him, I'll do it myself. Now she e-mails me and demands extra credit for taking on the project herself. I refuse saying it was her option in the first place. She e-mails again saying she found my comments offensive. I have six lovely weeks of this creature in my class. I'm honestly not quite sure what to do. Thanks for listening. Send zen waves of patience my way.
I doubt I'll be back in SA-Land before my French Mlles are gone, and there will be plenty of budget damage to report. Two baguettes a day, lots extra entertainment expenses and two more mouths to feed is adding up. But we're still having fun though I'm MILES behind in everything from cleaning to grading. See you next Mardi--see how good I'm getting!
Our French students arrived last night and will be here for two weeks. I can already tell my purse strings will have to be loosened. We have lots of activities planned, and I'd like them to have a fun time. I will search out some coupons and groupons to help, but this doesn't seem to be the time to watch every penny.
We had a fun time last weekend in our mini-trip to Fargo. It was splendid to see my old aunts and uncle and celebrate my aunt's 100th birthday. Again, my terrific brother comes through. We stayed there--about 120 miles from Fargo and saved the cost of the hotel and dinners out. They fed us, housed us, and we brought some wine and small treats.
It's midterm at the university! Where did the semester go?
Mondays are my long days with my regular classes, a short trip home for food and to check in with DD, then off to my adjunct job. In the best of all possible worlds, I wouldn't teach there, but it's a nice steady source of work, and as I've said before, I like the different demographic. But tonight was a mess. A former student walked into the computer lab and started cussing and threatening her former instructor for giving her a C in his class last term. My classroom is across the hall, but she was VERY loud, and I'm sure half the building heard her.
I have to admit there have been times over the years there when I've been concerned about safety. Long-time readers may remember a few years ago they had a string of issues with people roaming the halls, and one breaking into a student's car. The evening tutor is an old friend from my regular university, and he popped in to tell me they'd called security as the student was still out in the hall screaming and cussing. After about 15 minutes, she disappeared. My class wanted to run out there and see what was happening, but I convinced them that gawking would just make it worse, and I was concerned for everyone's well being. But no sign of security. Half an hour later the student reappeared and started it all over again. This time I popped my head out the door, and discovered, of all horrible things, that she had a small child with her--a little boy about 4 who was witnessing this volcano of abuse coming from his mom. Honestly, it was all I could do to stay put, but I worried that if I got in the middle of it, she might become angrier. Still no security. After 10 minutes or so, she left again. Needless to say, we didn't have the most productive class, and I've really beendissatisfied with the institutional response. They contacted me this morning , and I expressed my concerns. Their response? The student needed to exercise more self-control. What about everyone else in the building? Where was security? I have some big strapping ex-Marines in my class, but no-one is a match if she would have a weapon. Rethinking my future there very seriously.
That's all I'm spending on is food, and not much on that. The CSA veggies are plentiful and seem to feed us continually. Corn on the cob, sliced tomatoes, coleslaw, roasted carrots tonight with a bit of chicken. I made some banana bread with a couple of aging counter top dwellers
We're still in strict budget mode, and will likely be that way for a while. I'm trying to figure out the best and cheapest way for us to get from our house to my aunt's 100th birthday party in Fargo, ND. The airfares are not pretty, the train runs at awful times, and the drive seems very long. I think we need a Star Trek beam up or some floo powder.
I've been out of sorts for no real reason except money. DH has been reluctant to transfer money for his grad school tuition from his British account, and I'm feeling like I'm juggling everything to manage here. We need to work it out. We never argue about money, but this is bothering me a lot.
In slightly more upbeat news, I got a notification from Delta Dental that I never cashed a check they sent FIVE years ago. They'd like to send me a new one--hooray! It's only $50, but heck, I'll happily take it.
I think part of my mood is the complete turmoil the house is in because of the bathroom remodel. We seem to have things everywhere. Maybe I'll retrieve another plastic bin and fill it up with the bathroom items that didn't fit in the previous two.
Onward--let's face these things.
Yesterday one of my London friends was visiting her parents in Chicago, so we met for lunch at a nearby outlet mall. I haven't been to an outlet mall in years, but she had shopping to do, and brought her mom. We had a delightful lunch, I really enjoyed her mother, and her dear mother bought lunch! Meaning to spend nothing, I did end up buying a cute gray and white striped shirt at the Gap outlet. I had an additional 15% off so it was only $18. Not strictly necessary, but it's nice to have one or two new things to start a new season, yes? I also had a coupon for the Ghiradelli outlet and got a small bag to add a daily treat to DD's school lunches. It was fun to ramble around the mall's shops a bit. I spent time in the Le Creuset and Company Store, but resisted.
Today was even more fun. DD and I spent hours at a nature center in a town about 45 minutes away. We saw lots of animals, got to feed some, and I sort of fell in love with a porcupine. Beautiful day in a beautiful forest setting and a nice way to wind up our summer. We'd heard about a place to pick peaches--which I didn't think was possible in Wisconsin--so then headed out there to pick some peaches. It was lots of fun. Between those peaches and our CSA veggies, we have enough food for a week. Or two. More fun awaits tomorrow. It seems like a good way to end the summer.
What a week--this morning I got an e-mail from the capstone project coordinator that after a dozen years of evaluating these projects, the university has decided to eliminate the post on all their campuses. It's not a huge amount of money, maybe $150-200 a month, but this last term is it. Not sure what this will mean for my big goal since that was a major source of funding for it. I'm going to have to figure a few more things out, but I keep reminding myself it's only money.
I just paid the down payment on the bathroom remodel and signed the contract. Yeesh--$8000. And went out to breakfast with a friend, bought various odds and ends for the UK trip, paid DD's $178 school fees, and bought a street map of Paris. All good, most necessary (not the breakfast, but it was delicious). DH and I had a long chat last night about trimming expenses in the UK. We're hoping to eat two meals a day either at the flats or picnic-style. I'm a cheap-o Londoner, so I'll put my grocery store skills to the test. I found all my British shopper cards, packed some reusable grocery bags and a tiny cool bag. My DH will carry anything in his backpack; it doesn't bother him at all while I HATE hauling stuff around. I have to remember some empty water bottles.
Anything frugal today? Free deodorant and toothpaste with various CVS offers and almost free pens at Walgreen's. Still eating through the fridge. Two days!
I heard this broadcast on our university radio station this afternoon. I thought it was well worth a listen: http://wuwm.com/post/financial-diaries-profiles-budgeting-struggles-working-families#stream/0
Unbelievably, I spent nothing today. I cleaned the house a bit, weeded the front paths, interviewed a dog sitter, used lots of fridge contents, and did a textbook review.
A number of financial things occurred that are worth thinking through. I spent 90 minutes or so with my prospective dog sitter for our UK trip. She's a former London student, 24, recently graduated, and I trust her. Despite my offer to pay her $25/day for house/dog sitting, she wanted nothing. I can't do that; it's silly and she needs the cash. But she absolutely refused the $400 it should cost, and we came to terms at $250, so that's a nice savings. I know she likes Starbucks and qdoba, so maybe I'll also get her a gift card. The house cleaning reminded me yet again of how much we need a bathroom remodel. Feel free to tell me to stop fretting about this and do the darn thing. Even sparkling clean, it's a horror of 1960 pink beige tile, and there's nothing remotely retro cool about it. Spending the cash makes me queasy, but I have payback plans. And we have the cash.
The textbook review took less time than I thought. The slightly disappointing news is that they pay again with a Tango gift card. I finally used up the other Tango gift card at Target.com with the dehumidifer and iron, and Target.com is really the best place to spend it. So I'll be doing some more Target grocery shopping online come fall. I miss the Redcard 5% savings, but I guess it has to be done.
Now for the rant: I called both Chase and Citi to put a travel alert on our credit cards for our UK trip. Although I'm not a fan of the top management of either of these companies, Chase's credit card services are nothing short of wonderful. You always get a person, not a computer or roboscreener. They're always pleasant, and it's always a nice interchange.
Citi? UGH. I hate them. First, a roboscreener with horrible voice recognition. When I said we were going to the UK, it heard Ukraine. I attempted three or four corrections to no avail, finally shouting at it, and asking for a person. Yes, it was as stupid as it sounds. All I need is an international scam artist with my Citi card in the Ukraine. My DD was hysterically laughing through this transaction, and it got no better when I finally got a human. Despite my insistence that I only wanted to file a travel alert, she tried to sell me half a dozen products. I know they have to do this, so I tried to be as pleasant as possible to her, but grrr--I HATE Citi. It's always that way. I'll dump them when we get back from the UK(raine). End of rant. Onward.
Sunday our basement dehumidfier failed. From my google of the serial number, it appears to be 37-years-old and was here when we bought the house. We tried a bunch of fixes, but it was a goner. Also a goner was the $179 paid for a new one.
And then DD's birthday--not lavish, just an ice cream cake and pizzas for her party. And I may've bought some patio lights at Amazon today for Friday's party. And we took her out to dinner last night and there were a few books and some cash.
And I bought some theatre tickets for London, and had a bra fitting, and bought an expensive bra there. I could go on, but it's just the wrong month for me to be UF. My next best shot is October or November. Better to be just sensible, not frustrated, and have fun.
It's been a lovely Sunday at the lake--lazy and full of sun. We went on a pontoon boat ride, played cards, ate marvelous leftovers. Tomorrow I'm taking the girls into town, so there will be some spending, but it's a cheap vacation when you're staying with relatives and cooking your own food.
Yep, I can only do a modified this month--I'm at my brother's in MN, and have committed to a few things here as well as DD's birthday later in the month. But we will "eat the fridge" and the pantry--and eat ALL the food. I'll be happy if I can hit 15/31 days as we leave for the UK at the end of the month.
In other good news, I got an offer for a textbook review for $300, and am still (ha!) using the Target gift cards from the last one. Today I ordered a new iron to replace the one I dropped last week and a few things for DD's birthday from Target with no cash outlay. But I did spend $30 on minigolf and dilly bars for DD, her friend, and my brother and sister-in-law.
I also cashed out $25 in SB which will go into the 100K Fund.
I almost got through the day with no spending, but then buckled down to reserve something for our last two days in the UK. We want to be near friends in Windsor so booked something in Maidenhead/Taplow. It has been a challenge to find something private enough for the four of us under $200/night. We had a lazy day; I watered the garden, did some laundry, and we watched the Tonys and read. I also made my first three Mason jar salads for lunch and cooked a whole chicken in the crockpot to keep the house cool. We'll see how the salad lunches go!
MonkeyMama--my next post is for you!
And the spending just continues. I think it started a week ago when I got a haircut. My local salon had a deal where you buy a $100 gift card and get an additional $20 added on to it. It's my regular spot, so there went that $100 on top of the haircut I'd already paid for. Then there were the sheets on Friday. Then there was $150 at Costco. Yesterday we had a lovely Mother's Day brunch. Some of this was a bit excessive, but yikes, it seems like a lot right now. I was hoping for a NS day today, but DD really needs some shorts and honestly, a good amount of new clothes. She's grown three inches in the last year, and not much fits.
Small economies (very small in retrospect) include taking home food from the dept picnic on Saturday, laundry on the line today, and a few small rebate checks. UK planning continues, and we've managed to wangle an invitation for two nights with friends outside Cambridge.
I'm determined to get my grades completely ready today, although I must plan my evening adjunct class too. I SO want to turn them in before I head to Door County with BFF on Wednesday (where I'll just spend more.) Sigh.
So, we're off to the UK again this summer. DH needs to help clear up his parents' house, and it looks like DD's BFF will be joining us. I've just booked a cottage via airbnb, and we'll spend another week between London and someplace else.
I'm trying to figure out what to do about costs and could use your sage advice. The BFF's parents will pay airfare, but the usual cottage/car costs should be all ours. Should I just tell her parents to figure money for meals out? We may end up with two hotel rooms in London, and she'll need cash for tourist-y things. Any advice?
I will also have them buy travel insurance, and I guess we'll get a notarized letter etc from her parents authorizing travel.
Eight days and 8000 papers from now to the end of classes. I don't have much other news. I think starting a diet during these last stress-filled weeks of the semester was probably a bad idea. But we're still working at it.
I deposited $1000 (rounding up) from my adjunct job into my 100K UK House goal and made a whopping 68 cents interest on it. You can see the totals in the sidebar.
I'm very eager to get started on house projects, go for a walk, read a book, eat down the freezer again. But first--back to the papers.
No, not the lottery, but that's how many sessions of each of my classes I have left. Circle the date in red: May 11! I cannot remember when I've been so happy to have a semester over. I think it's the combination of being here vs London this spring, my brand-new class, and the ongoing budget cuts.
I've had a fun week. I drove with colleagues to a small river town on the MN/WI border called LaCrosse to give a presentation at a teaching symposium. It's a pretty town with the beautiful Mississippi bluffs. They all went out for dinner after our session on Thursday, but I ate the free lunch and was upgraded to the fancy level at the hotel where I had a free glass of wine and appetizers. I stayed in all night and graded papers. Friday brought free breakfast, lunch at the conference, and my only food spending--a nice dinner at a beautiful supper club on the river bluffs. It was fun to be with my buddies, though none of them would be my ideal traveling companions. And we always talk too much about work. I did buy a pretty scarf and some earrings at a local shop.
My adjunct class ended last night with hugs all around. What a nice group of women. And I spent hours today evaluating capstone projects so that'll add some $$$ to the bank account in June. The next adjunct session starts in two weeks.
I've also cashed $50 out of Swagbucks which will go into my 100K goal. And I found a penny in the parking lot. Today's biggest find was a very cute outdoor wrought iron plant holder marked "Free" curbside on the way home. I love it! It's missing one terra cotta pot but is sturdy and fabulous.
Friday DD and her BF went with me to Kohler to the famous bathroom design center there. Trip Advisor described it as "the Disneyworld of Plumbing." I have to admit, we had a very good time. Imagine 14-15-year old girls turning on all the taps, envisioning themselves in the model rooms, critiquing everything from sinks to soaking tubs--and blabbing a lot about their ideal homes. Since DD went to the movies with her BF's family on Thursday, I treated her to lunch and the $12 lunch special was augmented quite a bit by tiramisu and cannolis as well as wine for me. But we really enjoyed the Kohler art center and spending a goofy day together.
Spending continued as my office mate and another colleague went for wine and apps later--and missed the happy hour specials.
Something had to give amidst the riotous food spending so I told DH we were eating from the freezer and pantry and not going shopping over the weekend. He was less than enthusiastic, but I had a pouch of that Rick Bayless Frontera simmer sauce which made a lovely dinner over chicken on Saturday night with frozen veg, and plenty of beans and cheese for a huge pan of enchiladas with some leftovers for lunches.
Frugality wasn't the only reason I didn't go shopping; I spent hours and hours on a dissertation I'm editing. Yikes, what a mess. Great topic but not fabulous writing and a tremendous lack of knowledge on APA citation. Untangling bad citation in scholarly work is a nasty job, and I'm afraid this will cost her more than she bargained for. The writer wants it ready to submit to her advisor by Friday. She has to look over the parts I sent, then I'll come back to it on Tuesday or Wednesday. And off to tonight's lit class in a couple hours. I need another spring break!
I bought 50 cents worth of coffee last night to get me through my evening class, but that was the total for yesterday. Today I had a haircut and bought three loaves of discounted bread at the local coffee shop. They always have day-old lovely loaves for $2.79. We pop them in the freezer and think they're worth the cash. The fresh loaves are $5.
I forgot my gift card for the haircut, but will just use it next time. Not much other news. Seven weeks left of the term!
(Sorry, Eugene O'Neill for that title) Our dear dog is home, but obviously very tired and in some pain. I slept (well, not much) on the floor with her last night, and she really didn't want to lie down. Lots of shaking, pacing--all the pain signs. DD is also home with a cold, so I have a sick-ish kid, a pain-riddled dog, and a very tired me. DH is happily at work.
I've made some soup, given the dog pain pills and a small amount of meat, and am grading papers and trying to compose a grant proposal. The surgery etc was $902. When I estimated our income needs in retirement I should have thrown in a lot more for pet necessities, I can see that now. I'm not sure we'll always have a dog, but I would like one most of the time.
I'd also like another week off school, but that's not going to happen, so I'd better finish this pile up. And do some forward planning for classes.
I just got next year's tentative schedule for my adjunct evening classes. It's a lot more composition and less literature than I'd like, but it's a nice 5/6 terms, so I'm going to take them. It's going to be a busy weekend, and I'm handing off dog watching to DH to finish things up.
No snow day at my university this morning, and the drive was pretty darn bad. It usually takes me 15 minutes, but it was about double this morning. It was still snowing like crazy when I got there, so I decided to park in the ramp for the first time this year. It was the right decision--so snowy. Only about half my students came in. I left at noon and spun out on a side street on the way home. Luckily the guy behind me was able to avoid me, and somehow I managed to steer into the skid, so all was well--although pretty scary.
By 2pm, my evening class was cancelled, and I must say I did a happy dance. The thought of a long slog in heavy snow seemed awful. Multi-car accidents all over town. So I got a bonus night off, finished writing my midterms, and felt like I won a prize.
My only spending today was the parking ramp--a good thing since we've had so many car repairs and other expenses.
The other good news for the day is that unemployment approved my husband's claims that since he;d accepted another job it was valid to turn down work. I'll be looking for that cash soon.
Between a trip to the emergency vet last Sunday night and a tire replacement and brake repair to my DH's detestable car, it's been an expensive week.
The vet visit also means the dog needs surgical removal of a lipoma that has turned bad. There are a few cancerous cells in it, and last weekend it developed a cyst which burst, caused an infection and other issues. So--that'll mean another $1000 toward the end of the month.
Because he pays zero attention to these things, DH has no idea when he gets paid. His first week there has gone well, though he dearly misses the free lunches at his old job. He bought lunch the first day, but was shocked to spend $5 for a mediocre salad. Can you tell he has not bought lunch for 15 years?
To remedy this cost, he is bringing his lunch. Before I started my new class on Monday night, I made a big pot of soup from an easy mix in the cupboard. He has been eating that with a sandwich and some fruit all week. We'll experiment with some new ideas when my spring break begins in SEVEN days.
Students keep asking where I'm going for break--it appears I'm going to the veterinarian. But I'm secretly plotting a drive to Minneapolis to spend a long weekend with my girlfriends before all this starts.
My new class did indeed start on Monday night. It's Women and Literature--and I have 13 women and 4 guys.
Glad for the work, but not the extra load right now.
The air compressor we bought with my Target gift card balance has now broken, so that will have to be returned over the weekend as will a pair of shoes DD wanted but which are way too big. Oh, and I have Warby Parker frames to return.
I've also scheduled a one-on-one with the financial rep from my 403b account over spring break. All this work is making me want to do more retirement planning.
Lots more happening, but I'll update later today or tomorrow.
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