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April Showers but the Wrong Kind

April 9th, 2018 at 12:44 pm

Yes, snow showers here too this morning. I am darn done with snow. Seems like lots is going on here. Despite the raise, my DH is still halfway thinking about looking for a new job. Oddly, he's the only man on his team and many of the others have worked together for over 15 years. It's not the best fit for him although he likes the work. They've lost the other two men they hired too. Our DD is busy busy with another theater production, and I have 31 days left of the semester. My students are flat tired, but for me, by the end of the week, the bulk of my heavy grading will be done.

I have a mini getaway to Madison later this week for a professional development event. I'm going with a colleague and springing for a single room for a little extra luxury.

Speaking of springing--DD and I went shoe shopping on Saturday. We got tremendously good buys with local store coupons and ended up with (eeek) four pairs of shoes. I have a weakness for summer shoes. But four pairs --with the coupon--were cheaper than two pairs without. I know--kind of a lame excuse, but it's good to treat yourself a bit, right?

Already I'm formulating plans for summer break. Lots of work to do around the house. I tried a bunch of new recipes with some success. Somewhere I read about a whole chicken in the crockpot which was no better than meh. The website said it was as good as a rotisserie chicken, but it was far too steamed or boiled tasting for us. We'll use up the bits for tacos, but wouldn't make it again. A very simple bean soup for DH's lunches was much better as was a breakfast casserole using the ends of the Easter ham.

Off to prep for my evening class. Monday is a very long day at our house!

Marching Through March

March 28th, 2018 at 07:43 pm

Hello SA friends: I'm still running behind, but had a happy moment last night as I created my schedule for the rest of the semester. There's something lovely about typing "Last Class" on May 10. My evening adjunct class has started up too, and seems to be going well.

Not a lot of financial news except plenty of things on the "to-do" list. I still haven't done our taxes, we have an appointment to get DD's passport renewed tomorrow, and we're planning summer vacations.

I battled a cold for too many weeks this winter, and have decided many things need to take a back seat to getting plenty of sleep and eating right. I'm also enjoying DD's break, while rarely happening at the same time as mine, is still fun. She is slightly unhappy that so many of her richer schoolmates are on huge holidays, but I do remind her she had almost three weeks in Europe last summer. But the French club is in Martinique, several in Mexico or Florida, and another in Paris with yet another in Argentina. Sometimes I wonder about living in an affluent area--lots of comparisons for those of us whose pockets aren't quite that deep.

We spent a cool $200 at the vet in a couple days as the dog seems to have eaten something that inflamed her gum and caused her a lot of pain. I did declutter a bit and donate some books, and sold some others.

Lots more to do, but spring is almost, sort of, kind of, here.

Resurfacing Soon

March 12th, 2018 at 01:53 pm

Between my eternal cold, the busy semester, and other demands, I am very much looking forward to resurfacing here and elsewhere.

See you all on Friday when break starts!

Drips In, Gushers Out

February 5th, 2018 at 07:02 pm

We had a busy day as DH drove me to work, drove himself to work, then got the call that DD was coming home from school ill. And by then he had to pick me up. So it was a putzy day. Some good news as the folks who installed the garage door 15 years ago were able to fix it for $99 vs the $400 new one quoted. The major kick was, of course, the car repair. The car sounds great now and runs great, but man, they are pricey. The "recently returned from the Dominican Republic vacation" tan on the mechanic didn't make me feel better about it either. Needless to say, we're actively looking for a new mechanic. I cashed out $25 in SB which will go to the big goal. I'll update when it arrives. Actively NOT thinking about the stock market as we'r long-termers.

Lots of snow here, and lots of soup made over the weekend. Mondays in February.

Car Repairs and Class Complications

February 2nd, 2018 at 07:02 pm

Three things on my mind today. The first is the car repair which, as always, turned out more expensive than I thought. Lots of potholes and a 10-year-old 143K mile car meant new bearings, suspension, struts, and all that. With a few additional things thrown in it will be $1700. Ugh, but it had to be done. Then there's the option to teach a whole set of new classes next fall which sounds wonderful. Except that four classes might mean four preps which is crazy-making. What to do? Then my sweet dog seems to have injured her leg a bit and we all fret about her. I've given her some Rimadyl and how that will help. I was going to hang out home all night, but university buddies pulled me out for happy hour drinks and apps. It was lots of fun for $15.

Some Frugality and Lapses

January 22nd, 2018 at 05:25 pm

We decided not to have an official date night before the symphony Saturday night and had dinner at home. I can't say it was a good idea. It just put a damper on the evening and made me feel cranky and deprived, so we got a glass of wine at intermission--then ran smack into my boss. DH's tuition is due again, and our electric garage door has broken and is apparently not worth fixing. But I did officially start the 52-week saving program X2 to fund London. Since I had a fair amount of cash I saved bigger weeks instead of starting with $1. Then this morning on the first day of class it was pouring rain. I just couldn't face walking my usual four blocks in the rain, so spent $5 on parking. But we have been good about eating through the freezer and pantry.

DD's passport needed renewing so I had photos taken at CVS today and used extra bucks. Some small economies I guess. Back to it.

Thinking About the Year Ahead

January 4th, 2018 at 10:42 am

We've started the uber-frugal month around here, but so far it's been no problem at all. We all got cold after Christmas, and mine struck last Sunday cancelling our NY plans. We have gift cards for CPK and the movies so we've rescheduled NY Eve to next Saturday night. We did get started on a jigsaw puzzle, and I've managed to keep up with normal housekeeping and cooking, but not much else.

For the New Year, we've started to make some plans, but they're not much different from last years. I need to lose some weight, ideally about 20 lbs. We need to pay ourselves back for the bathroom remodeling. We'd like to spend Christmas next year in England. I've started to make travel plans with friends for some mini-getaways. I still have many house plans, but DH and I need to sort them out.

The only spending for the year so far has been an eye exam for DD and me. My prescription increased very slightly, and DD apparently has the eyesight of a sniper, according to the optician. New glasses for me. Plans to follow.


I'm thinking so much about Thrift, her writing talents and her determination. Please know we're all pulling for you.

Checking In

December 29th, 2017 at 12:10 pm

Yeesh--a busy 10 days since last I checked in. Christmas was super busy--driving to Minneapolis, a hotel stay, two days of family, brunch with friends, another day spent mostly driving home. We had one quiet day home now both DD and DH are down with my brother's Christmas cold. Since then I've been make juice drinks, soup, and trying to avoid getting sick myself. I ran out to the library for books and movies, for groceries, and to pay the property taxes. I finished my grading and have spent lots of time sorting, clearing, and doing laundry. Here are my lessons from the holiday. Make dinners ahead and freeze them. Next fall will be a make one/ freeze one marathon. Buy as much as possible in one go. I honestly bought 80 percent of my gifts--very happily--at Marshall's. Third lesson--my DH's anxiety issues make it difficult for us to stay in a single hotel room. When he can't sleep, we are all miserable. I think I'd like to spend next Christmas in London with the Brit family. We'll get an airbnb and relax. Christmas has become a hassle for us, and I want it to be peaceful and wonderful.

In other family news my sweetest nephew is moving from Minneapolis to a huge fancy job outside of Oakland. We'll miss them--but what a cool job with so many opportunities for both him and his wife.

Hoping everyone recovers quickly. I need to take some stock of what's in the house to prepare for our Uber-frugal month I'm looking forward to it!

Perspectives

December 16th, 2017 at 05:48 pm

Oh, I was cranky all day. I committed to cooking and serving at the AODA house tonight, and with the end of the semester and Christmas, and so much to do, I was whining to myself all day. I spent two hours with my least favorite co-worker proctoring a competition which was only lightened by a couple of my students wishing me a fond farewell--one with a lovely handwritten thank you note. Then I was scheduled for a nasty two-hour meeting with of all things, textbook salespeople. Halfway through it dawned on me that the reason we were having this rah-rah meeting for this company was that my boss has just published a text with them. What a pain. At least they bought lunch--but I am NOT ordering their texts. Half my co-workers caught on too, and everyone was mad. I rushed home to finish the pies and veggies, and slice the bread, pack it all up and gather the family to drive over to the halfway house.

But yu know what? Two minutes with 16 men who are struggling with addiction, have spent time in prison, have lost their families, jobs, and senses of self who were so happy to see our chicken and rice casseroles, peppermint pies, kale and squash and green beans, and my whole stupid whining vanished. I have nothing to complain about. They are lovely guys trying their best to turn their lives around. They are so grateful for dinner, a roof over their heads, and someone to talk with. We had a lovely time. This was our second time there, and we'll schedule this every couple of months. Life is good. Plus--I'm going to finish the grading on 3/4 of my classes tonight. I sure am.

Thick Headed

December 12th, 2017 at 07:17 pm

I am determined to get this cold out of my head and chest by the weekend. I'm sick of being so thick headed. Wrapping it up in all my classes and I'd love to get everything graded and set before this weekend too.

I had a productive meeting with the dept chair today. He has promised me a new literature class in the fall and will try to iron out some various issues. I'll elaborate on them if it actually gets done.

I spent a bit too much on fruit today, but made a great dinner with items from the fridge and pantry. I've also spent a lot on parking this week, but feeling lousy has necessitated parking close. It's only two more days.

Back to yet another glass of water to help keep the head clear.

Lots of Sleep and Postponing the Day Away

December 8th, 2017 at 09:33 am

I was indeed pretty worthless yesterday. I made one class a drop-in day, and had almost a dozen students with questions and feedback requests. The second class had presentations and I sent them home afterwards. I normally park about six blocks from the university and walk, but feeling so lousy, I splurged on $5 worth of parking on campus. I came home and napped, we ate leftovers, and DD and I decided to move our fun downtown Chicago day to week after next. I'll be done with school then, and I just couldn't think about going anywhere last night. I had lots of sleep, and feel significantly better. If I'm feeling up to it, I'll try to tackle some laundry and finish grading today--and maybe get some cookies made with DD tomorrow.

I'm looking forward (really!) to an uberfrugal January with many of you. In the meantime, I'm going to have a reasonably simple Christmas. My cheap-o wreath needs to have a bow attached, we still haven't bought a tree, and decorating can't really commence until I tackle the piles of grading and laundry. But I'm going slow. I've added $50 from SB to my Big Goal.

It Figures

December 6th, 2017 at 07:18 pm

Saturday night out with friends we all commented that we hadn't yet had a bad cold--sort of atypical for a semester. And yesterday afternoon I had that --here it comes moment--and it's been worse since.

I have a few easy days at school listening to presentations, but will probably need to reschedule mine and DD's day away.

I managed to make a good pasta bake for dinner and correct a few presentations, but think I'm pretty worthless now. An early night is in order. Only spending was $2.30 for a mug of herbal tea. I bought a pizza stone last night for mu SIL's Christmas gift on Amazon through SB last night.

Dollars for Doughnuts

December 5th, 2017 at 06:44 pm

I stopped at the grocery this morning to buy a couple dozen doughnuts and some clementines for my classes. They had a scheduled walk-in work day today. Looking up with a bag of clementines over my arm, who did I spot but my work BFF office mate, also slung with a bag of clementines and two dozen cookies. Not good for the budget, but we all try to help students who are almost as tired as we are through these last weeks.

I've been listening to a Walter Isaacson audiobook. Today's selection was about Time's Person of the Century, and I'm just struck with the stature of some of the people he discussed--Jonas Salk, Alexander Fleming, Rosa Parks, FDR and Eleanor Roosevelt, Nelson Mandela, Lech Walesa, Chinese students in Tiananmen Square. I'm weary of the news, of all the heroes with feet of clay, of all the blatant disregard of common decency in public life. Granted none of those people were perfect, but the struggle toward fairness, decency, democracy seems so lost to me. I'm weary of the world, I think.

The Planetarium

November 26th, 2017 at 09:40 pm

We have a lovely planetarium at my university run by a fabulous astronomer. Ever since DD was about 8 or so, we make it a habit to go to their special shows a couple of times a year. Usually they're Friday and Saturday nights with special shows for things like meteor showers and the eclipse. Today they started a Sunday show and although their prices have risen from $2 to $5, it's a lovely way to spend some time. This one was on the Colors of the Cosmos. DD, her BF, and I loved it. They then talk through the stars in the current night sky, what to watch for, and take questions. I think I only retain about 15% of it, but I really enjoy it.

As we drove home, we passed a shopping center jammed with cars, and I couldn't help think I'd much rather look at stars than be in a crowded mall.

Chicago Laura, I hope your DD has visited it!

Oh, My Aching Budget

November 9th, 2017 at 07:27 pm

We seem to stagger from budget drain to budget drain lately. Today DH walked out to the car to find a puddle of brake fluid beneath it. But the money will sort itself out, just more slowly than I wanted. We just need to keep other spending under control.

After my classes today, I picked up the penultimate CSA box. Lots of goodies in there that will keep us stocked up for a few more week. I'd also volunteered to roast, debone, and freeze turkeys for the shelter Thanksgiving meal so I have the turkey bones to make more stock. Back to the reliable budget staple: soup.

My office mate--and university BF--is struggling with her own budget woes. Her DH works under contract at the large insurance company where mine used to work before the big layoffs of a year ago. They just bought a house, spent a lot fixing it up, and today learned her DH has also been laid off. She's been applying for other jobs as we're all discouraged about salary issues, so as much as I'd hate to see her go, she could use a better-paying job.

Drips Only

November 2nd, 2017 at 03:20 pm

Even with an pretty darn frugal week, I'm a bit discouraged with the slow progress of my big goal. I got my last paycheck from my adjunct class yesterday, and I think most of it will have to go in the general fund, not into my big goal.

Maybe I can list a few things for sale this weekend to help make those tiny drips a bit bigger.

I had lunch today with a former London student. She's from our consortium school in Wyoming, and it was so fun to see her again. I last saw her in April 2015 in Russell Square. We have had many happy class sessions together. She's graduated and is considering our university for her Masters in Library Science.

Cool and cloudy here all day. Very November-y

I added $75 from Swagbucks and an additional $3.80 in interest to the big goal

Bothersome Student--Very Long Rant Caution

November 1st, 2017 at 10:34 am

As I start to write this, I can see my tag of "bothersome" doesn't even begin to describe the deep distaste I have for this student. And I feel bad talking about not liking students because I genuinely enjoy about 90 percent of them. But here goes.

On the first day of class this young woman announced she wasn't sure why she had to take my class since she already knew all the material. My class is a requirement for Business majors. Nothing I can do about it. Since then she has been rude to other students, arrives late, leaves early, has been cautioned about her phone use half a dozen times, is consistently rude to me both in person and via e-mail. For weeks I've been simmering with anger but have managed to keep it under control. My class has also turned against her. Her presentation partner dropped the class. She is smart enough. Her work is good, but her rudeness is so offensive that I'm continually having to swallow my anger. Since her presentation partner left, I struggled to find her another partner, and offered extra credit to students who volunteered. While she clearly prefers to work alone, she insisted I find her a partner since she felt I was unfairly penalizing her for her partner dropping. In fact, the part of the presentation she turned in was mediocre, and the opportunity to re-do was perhaps an unwarranted favor. Last night I offered her three options: Stand with the grade, re-do it herself, re-do it with a partner. After initially saying she wanted a partner, she said to her classmate's face--If I have to work with him, I'll do it myself. Now she e-mails me and demands extra credit for taking on the project herself. I refuse saying it was her option in the first place. She e-mails again saying she found my comments offensive. I have six lovely weeks of this creature in my class. I'm honestly not quite sure what to do. Thanks for listening. Send zen waves of patience my way.

Be Back Soon

October 24th, 2017 at 08:22 pm

I doubt I'll be back in SA-Land before my French Mlles are gone, and there will be plenty of budget damage to report. Two baguettes a day, lots extra entertainment expenses and two more mouths to feed is adding up. But we're still having fun though I'm MILES behind in everything from cleaning to grading. See you next Mardi--see how good I'm getting!

The French Invasion

October 18th, 2017 at 08:11 pm

Our French students arrived last night and will be here for two weeks. I can already tell my purse strings will have to be loosened. We have lots of activities planned, and I'd like them to have a fun time. I will search out some coupons and groupons to help, but this doesn't seem to be the time to watch every penny.

We had a fun time last weekend in our mini-trip to Fargo. It was splendid to see my old aunts and uncle and celebrate my aunt's 100th birthday. Again, my terrific brother comes through. We stayed there--about 120 miles from Fargo and saved the cost of the hotel and dinners out. They fed us, housed us, and we brought some wine and small treats.

It's midterm at the university! Where did the semester go?

Incidents and Thoughts

September 12th, 2017 at 07:35 pm

Mondays are my long days with my regular classes, a short trip home for food and to check in with DD, then off to my adjunct job. In the best of all possible worlds, I wouldn't teach there, but it's a nice steady source of work, and as I've said before, I like the different demographic. But tonight was a mess. A former student walked into the computer lab and started cussing and threatening her former instructor for giving her a C in his class last term. My classroom is across the hall, but she was VERY loud, and I'm sure half the building heard her.
I have to admit there have been times over the years there when I've been concerned about safety. Long-time readers may remember a few years ago they had a string of issues with people roaming the halls, and one breaking into a student's car. The evening tutor is an old friend from my regular university, and he popped in to tell me they'd called security as the student was still out in the hall screaming and cussing. After about 15 minutes, she disappeared. My class wanted to run out there and see what was happening, but I convinced them that gawking would just make it worse, and I was concerned for everyone's well being. But no sign of security. Half an hour later the student reappeared and started it all over again. This time I popped my head out the door, and discovered, of all horrible things, that she had a small child with her--a little boy about 4 who was witnessing this volcano of abuse coming from his mom. Honestly, it was all I could do to stay put, but I worried that if I got in the middle of it, she might become angrier. Still no security. After 10 minutes or so, she left again. Needless to say, we didn't have the most productive class, and I've really beendissatisfied with the institutional response. They contacted me this morning , and I expressed my concerns. Their response? The student needed to exercise more self-control. What about everyone else in the building? Where was security? I have some big strapping ex-Marines in my class, but no-one is a match if she would have a weapon. Rethinking my future there very seriously.

Just Food

September 9th, 2017 at 09:55 pm

That's all I'm spending on is food, and not much on that. The CSA veggies are plentiful and seem to feed us continually. Corn on the cob, sliced tomatoes, coleslaw, roasted carrots tonight with a bit of chicken. I made some banana bread with a couple of aging counter top dwellers

We're still in strict budget mode, and will likely be that way for a while. I'm trying to figure out the best and cheapest way for us to get from our house to my aunt's 100th birthday party in Fargo, ND. The airfares are not pretty, the train runs at awful times, and the drive seems very long. I think we need a Star Trek beam up or some floo powder.

I've been out of sorts for no real reason except money. DH has been reluctant to transfer money for his grad school tuition from his British account, and I'm feeling like I'm juggling everything to manage here. We need to work it out. We never argue about money, but this is bothering me a lot.

In slightly more upbeat news, I got a notification from Delta Dental that I never cashed a check they sent FIVE years ago. They'd like to send me a new one--hooray! It's only $50, but heck, I'll happily take it.

I think part of my mood is the complete turmoil the house is in because of the bathroom remodel. We seem to have things everywhere. Maybe I'll retrieve another plastic bin and fill it up with the bathroom items that didn't fit in the previous two.

Onward--let's face these things.

Two Fun Days

August 31st, 2017 at 06:33 pm

Yesterday one of my London friends was visiting her parents in Chicago, so we met for lunch at a nearby outlet mall. I haven't been to an outlet mall in years, but she had shopping to do, and brought her mom. We had a delightful lunch, I really enjoyed her mother, and her dear mother bought lunch! Meaning to spend nothing, I did end up buying a cute gray and white striped shirt at the Gap outlet. I had an additional 15% off so it was only $18. Not strictly necessary, but it's nice to have one or two new things to start a new season, yes? I also had a coupon for the Ghiradelli outlet and got a small bag to add a daily treat to DD's school lunches. It was fun to ramble around the mall's shops a bit. I spent time in the Le Creuset and Company Store, but resisted.

Today was even more fun. DD and I spent hours at a nature center in a town about 45 minutes away. We saw lots of animals, got to feed some, and I sort of fell in love with a porcupine. Beautiful day in a beautiful forest setting and a nice way to wind up our summer. We'd heard about a place to pick peaches--which I didn't think was possible in Wisconsin--so then headed out there to pick some peaches. It was lots of fun. Between those peaches and our CSA veggies, we have enough food for a week. Or two. More fun awaits tomorrow. It seems like a good way to end the summer.

Raining and Pouring Into the Budget Sinkhole

August 25th, 2017 at 08:34 pm

What a week--this morning I got an e-mail from the capstone project coordinator that after a dozen years of evaluating these projects, the university has decided to eliminate the post on all their campuses. It's not a huge amount of money, maybe $150-200 a month, but this last term is it. Not sure what this will mean for my big goal since that was a major source of funding for it. I'm going to have to figure a few more things out, but I keep reminding myself it's only money.

Maybe Uber-Expensive Month?

July 24th, 2017 at 02:01 pm

I just paid the down payment on the bathroom remodel and signed the contract. Yeesh--$8000. And went out to breakfast with a friend, bought various odds and ends for the UK trip, paid DD's $178 school fees, and bought a street map of Paris. All good, most necessary (not the breakfast, but it was delicious). DH and I had a long chat last night about trimming expenses in the UK. We're hoping to eat two meals a day either at the flats or picnic-style. I'm a cheap-o Londoner, so I'll put my grocery store skills to the test. I found all my British shopper cards, packed some reusable grocery bags and a tiny cool bag. My DH will carry anything in his backpack; it doesn't bother him at all while I HATE hauling stuff around. I have to remember some empty water bottles.
Anything frugal today? Free deodorant and toothpaste with various CVS offers and almost free pens at Walgreen's. Still eating through the fridge. Two days!

New Book: The Financial Diaries

July 22nd, 2017 at 09:24 pm

I heard this broadcast on our university radio station this afternoon. I thought it was well worth a listen: http://wuwm.com/post/financial-diaries-profiles-budgeting-struggles-working-families#stream/0

The Shock! A NSD Followed by a Mini-Rant

July 12th, 2017 at 09:51 pm

Unbelievably, I spent nothing today. I cleaned the house a bit, weeded the front paths, interviewed a dog sitter, used lots of fridge contents, and did a textbook review.

A number of financial things occurred that are worth thinking through. I spent 90 minutes or so with my prospective dog sitter for our UK trip. She's a former London student, 24, recently graduated, and I trust her. Despite my offer to pay her $25/day for house/dog sitting, she wanted nothing. I can't do that; it's silly and she needs the cash. But she absolutely refused the $400 it should cost, and we came to terms at $250, so that's a nice savings. I know she likes Starbucks and qdoba, so maybe I'll also get her a gift card. The house cleaning reminded me yet again of how much we need a bathroom remodel. Feel free to tell me to stop fretting about this and do the darn thing. Even sparkling clean, it's a horror of 1960 pink beige tile, and there's nothing remotely retro cool about it. Spending the cash makes me queasy, but I have payback plans. And we have the cash.

The textbook review took less time than I thought. The slightly disappointing news is that they pay again with a Tango gift card. I finally used up the other Tango gift card at Target.com with the dehumidifer and iron, and Target.com is really the best place to spend it. So I'll be doing some more Target grocery shopping online come fall. I miss the Redcard 5% savings, but I guess it has to be done.

Now for the rant: I called both Chase and Citi to put a travel alert on our credit cards for our UK trip. Although I'm not a fan of the top management of either of these companies, Chase's credit card services are nothing short of wonderful. You always get a person, not a computer or roboscreener. They're always pleasant, and it's always a nice interchange.

Citi? UGH. I hate them. First, a roboscreener with horrible voice recognition. When I said we were going to the UK, it heard Ukraine. I attempted three or four corrections to no avail, finally shouting at it, and asking for a person. Yes, it was as stupid as it sounds. All I need is an international scam artist with my Citi card in the Ukraine. My DD was hysterically laughing through this transaction, and it got no better when I finally got a human. Despite my insistence that I only wanted to file a travel alert, she tried to sell me half a dozen products. I know they have to do this, so I tried to be as pleasant as possible to her, but grrr--I HATE Citi. It's always that way. I'll dump them when we get back from the UK(raine). End of rant. Onward.

About to Throw in the UF Towel for the Month

July 11th, 2017 at 02:34 pm

Sunday our basement dehumidfier failed. From my google of the serial number, it appears to be 37-years-old and was here when we bought the house. We tried a bunch of fixes, but it was a goner. Also a goner was the $179 paid for a new one.

And then DD's birthday--not lavish, just an ice cream cake and pizzas for her party. And I may've bought some patio lights at Amazon today for Friday's party. And we took her out to dinner last night and there were a few books and some cash.

And I bought some theatre tickets for London, and had a bra fitting, and bought an expensive bra there. I could go on, but it's just the wrong month for me to be UF. My next best shot is October or November. Better to be just sensible, not frustrated, and have fun.

An NSD Here

July 2nd, 2017 at 04:03 pm

It's been a lovely Sunday at the lake--lazy and full of sun. We went on a pontoon boat ride, played cards, ate marvelous leftovers. Tomorrow I'm taking the girls into town, so there will be some spending, but it's a cheap vacation when you're staying with relatives and cooking your own food.

Modified UFM for Me

July 1st, 2017 at 09:46 pm

Yep, I can only do a modified this month--I'm at my brother's in MN, and have committed to a few things here as well as DD's birthday later in the month. But we will "eat the fridge" and the pantry--and eat ALL the food. I'll be happy if I can hit 15/31 days as we leave for the UK at the end of the month.

In other good news, I got an offer for a textbook review for $300, and am still (ha!) using the Target gift cards from the last one. Today I ordered a new iron to replace the one I dropped last week and a few things for DD's birthday from Target with no cash outlay. But I did spend $30 on minigolf and dilly bars for DD, her friend, and my brother and sister-in-law.

I also cashed out $25 in SB which will go into the 100K Fund.

Almost NS Day

June 12th, 2017 at 07:01 am

I almost got through the day with no spending, but then buckled down to reserve something for our last two days in the UK. We want to be near friends in Windsor so booked something in Maidenhead/Taplow. It has been a challenge to find something private enough for the four of us under $200/night. We had a lazy day; I watered the garden, did some laundry, and we watched the Tonys and read. I also made my first three Mason jar salads for lunch and cooked a whole chicken in the crockpot to keep the house cool. We'll see how the salad lunches go!

MonkeyMama--my next post is for you!


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