Yes, it's my least favorite month of the year, and we have a long cold snap. Oh yeah, and everything else that's going on. COVID has hit our circle hard--My best friend has lost her mother-in-law, two work colleagues have lost parents, and Friday my aunt died. In between those, we lost two friends to colon cancer. Man, I'm cheery, aren't I?
So we keep on keeping on. Work is fine for all of us. DD is very busy with online classes, and my minor victory is I actually got on the treadmill today. Little money news here. I've become a fairly regular ALDI shopper as it's big and mostly empty when I go--and cheap. I'll do the taxes this weekend.
My major decision looming is whether to try to figure out our retirement timeline myself or hire a CFP. I know some of you have experience with them, and I think I'd feel reassured if I go that route. Dido? Anyone else have recommendations? My only qualm is that many of them I've found want huge $$ of assets, some stipulating over 2 million. That's not us. But we are a bit complicated with money in two countries and juggling tuition etc.
February 9th, 2021 at 11:32 pm 1612913563
Well as a person studying to be CFP I think you should do it yourself then see if you need help. I think even if you do hire someone, I think you get more benefit by running ideas off of them and bouncing ideas and fully understanding their suggestions than just doing it blind. I think also a lot of people on SA are very smart or FIRE boards or bogelheads and you might be able to do a lot yourself with truly great advice. Just my two cents.
February 9th, 2021 at 11:42 pm 1612914149
February 10th, 2021 at 12:57 am 1612918666
So sorry to hear about your losses. This is such a difficult time for everyone. Good job on getting on the treadmill!
February 10th, 2021 at 01:18 am 1612919918
February 10th, 2021 at 04:34 pm 1612974863
The problem with CFPs and anything re: large amounts of money is how much people want to scam you. I think in theory I am fine with the idea of CFPs, I have just literally never met one I would actually recommend. Doesn't mean they don't exist, but they are hard to find.
I too am sorry for all of your loss.
February 11th, 2021 at 05:33 pm 1613064820
February 13th, 2021 at 08:58 pm 1613249898
February 14th, 2021 at 07:22 pm 1613330564