Home > February Cold

February Cold

February 9th, 2021 at 11:08 pm

Yes, it's my least favorite month of the year, and we have a long cold snap.  Oh yeah, and everything else that's going on.  COVID has hit our circle hard--My best friend has lost her mother-in-law, two work colleagues have lost parents, and Friday my aunt died.  In between those, we lost two friends to colon cancer.  Man, I'm cheery, aren't I? 

So we keep on keeping on.  Work is fine for all of us.  DD is very busy with online classes, and my minor victory is I actually got on the treadmill today.  Little money news here.  I've become a fairly regular ALDI shopper as it's big and mostly empty when I go--and cheap.  I'll do the taxes this weekend. 

My major decision looming is whether to try to figure out our retirement timeline myself or hire a CFP.  I know some of you have experience with them, and I think I'd feel reassured if I go that route.  Dido?  Anyone else have recommendations?  My only qualm is that many of them I've found want huge $$ of assets, some stipulating over 2 million.  That's not us.  But we are a bit complicated with money in two countries and juggling tuition etc. 


8 Responses to “February Cold”

  1. LivingAlmostLarge Says:

    I am so sorry to hear about all of your losses in your circle. My thoughts and prayers are with you and family.

    Well as a person studying to be CFP I think you should do it yourself then see if you need help. I think even if you do hire someone, I think you get more benefit by running ideas off of them and bouncing ideas and fully understanding their suggestions than just doing it blind. I think also a lot of people on SA are very smart or FIRE boards or bogelheads and you might be able to do a lot yourself with truly great advice. Just my two cents.

  2. Wink Says:

    My deepest condolences to you, your friends and family.

  3. Baroque Says:

    So sorry to hear about your losses. This is such a difficult time for everyone. Good job on getting on the treadmill! Smile

  4. CB in the City Says:

    I am so sorry to hear of your losses. That's very tough, and at a time of year that is miserable already. My deepest condolences.

  5. MonkeyMama Says:

    I have to second bogleheads. I would never in a million years otherwise tell someone to ask for financial advice on the internet, but the quality of advice over on bogleheads is very good. It could be a good starting point, and then from there you can decide if you need more help. Finding good multi-national advice is going to be hard to find anywhere.

    The problem with CFPs and anything re: large amounts of money is how much people want to scam you. I think in theory I am fine with the idea of CFPs, I have just literally never met one I would actually recommend. Doesn't mean they don't exist, but they are hard to find.

    I too am sorry for all of your loss.

  6. My English Castle Says:

    Thanks all for your kind words; I imagine lots of us are going through similar losses. I will try bogleheads. MonkeyMama, that comment cracked me up. I think, like you, I may like the idea of a CFP better than the seemingly 22-year-olds I see advertised.

  7. FrugalTexan75 Says:

    I'm sorry about all your losses. Frown

  8. rob62521 Says:

    February is a tough winter month and your losses are not helping. So sorry to learn of them.

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