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Scavenging Payoffs

July 7th, 2016 at 07:06 pm

Much to my delight, the prepaid Visas earned for our health assessments arrived this week. It was a nice $300. However, my DH seems to feel he should be able to blow that $300. I, of course, disagree. We agreed that we both could have $25 from our cards to spend on whatever. And I spent all but $5 of mine today on the dog's post-operative therapy. Bleah. But I guess it's paid for and not on the credit card.
Our CSA box is keeping us jam-packed full of veggies. I made a big pan of stuffed shells with spinach filling tonight, and we still have loads of things. Last week's box had brilliant strawberries and garlic scapes which I've had lots of fun with. Pole beans will be the challenge of the weekend.

I spent 45 minutes on the phone with Vanguard today, and am again very impressed with their customer service. I still had some stocks rolling around in an old IRA, and we got that all transferred. Looking at the statements led me into doing some retirement calculations. Thanks to some major years of contributions when I was younger, I think I can do 100% income replacement right now. That's with Social Security and that's just me--not my DH who has been lax. He's been a contractor for years without a 401K match, I nag him all the time about restarting IRA contributions, but he HATES finances. I'm going tot have to take over his as well as mine. There's UK money, but not a ton, and there's been no progress on his dad's estate. We actually sat down and talked this through tonight--which is tremendously satisfying for me and boring as heck for him.

Other things accomplished this week has been some minor decluttering and the opening of a new savings account purely for the $200 bonus in 90 days. But all of that is done.

7 Responses to “Scavenging Payoffs”

  1. VS_ozgirl Says:

    My husband also hates finances so I know completely where you are coming from. He is more of a spender so as long as I can accommodate that, he is not bothered with what I do with the rest. He just trusts that it will be ok.

  2. scottish girl Says:

    My husband is also the same. Nice job opening the savings account.

  3. snafu Says:

    I too have a husband who wishes to avoid all talk of finance and money related choices. I've tried to fake him out by walking in with a sheaf of papers for holiday choices instead of quarterly report on Net Worth. There have been so many unanticipated, major costs expended in the past 6 week, I stopped the stress by transferring $ 5 K from EF to chequing and will replace a major portion with reimbursement which will eventually come in. We have already started the visitor brigade and cumulatively they add substantially to costs for food, water, gas and entertainment. There is no possibility of snipping costs when there are four extra people nearly daily.

  4. My English Castle Says:

    It's nice to know I'm not alone in this. We've also done a transfer from EF to checking. It's been such a brutal week in the US, I just want to turn off all media for a while.

  5. frugaltexan75 Says:

    I'm working on getting DH to get his IRA set up - he wants to get one set up ... it's just finding the time when he actually wants to follow through on setting it up ... I suppose if he told me where he wanted to set it up, I could do it myself online with his info .. that's probably what will happen. Just like I had to set up the doctor's appointment for him (or he probably would be still putting it off a month from now.)

  6. scfr Says:

    I had to Google garlic scapes - They sound tasty!

    Is your DH a fan of paying taxes? What about showing him how much he could save (or at least defer) in taxes by making those IRA contributions?

  7. rob62521 Says:

    Glad you are enjoying the vegetables. Fresh stuff is the best!

    DH didn't use to want to talk finances. He just wanted what he wanted and said I could do the finances. One day I made him sit down and we paid bills together. He realized how short he was making us at that point. He has really taken an interest and now it is a joint effort. It didn't happen over night, and DH isn't one who likes change, but he did change.

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