My DH is a software developer and every day, it seems, people at his company are being laid off. We've developed an emergency plan to live on my (lousy) salary if we must, reduced many of our expenses, and we have a nice size EF.

Yet there are things we've planned: our summer trip to the UK, a new dresser, a basement remodeling, etc.

All of these things are sort of on hold, but I'm not sure what we should spend on, and what we shouldn't spend on.
I suspect lots of us are in the same place right now. Should we hoard completely or should we spend little bits?

I wish I had an answer--it's just one of the things that lodges in my head for days at a time.