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Some Sleep Lost

June 2nd, 2011 at 03:15 pm

DH's job situation is still unsettling. He's under a lot of pressure there, and last night, for the first time, wondered out loud about job security. That got me thinking (and fretting and yes, worrying) late into the night.
We've tried hard to live on his salary alone, but most of my part-time salary goes into the general fund and we spend it. My full-time salary goes into savings, and we have a solid 20K in savings at all times. When that fund gets higher, we do needed home updates. We have a small mortgage and enough money in our UK savings to cover that. We have adequate insurance and solid retirement and college funding. We have no consumer debt.
But still I worry. I don't get paid at the university again until October. At 3am I was spinning scenarios of how to save more and spend less. Yikes, I think I'm going to need a nap today after I implement some of my ideas.

2 Responses to “Some Sleep Lost”

  1. LittleGopher Says:

    I agree, there are still scary times a-brewing. And like you, I think it out over and over at the expense of sleep, trying to figure out the best way to cope. We haven't had a job loss, but have had other financial calamity in the past, and I know for myself, working out how to proceed gave me some comfort in a situation that was so out of our control. Best wishes for your family!

  2. patientsaver Says:

    Hmmm. "save more and spend less." That's my blog tagline! Great minds thinks alike.

    On a more serious note, it wouldn't be a bad time to start economizing any way you can. Although it sounds like you are in good shape.

    I find that the more in command I am of every single expense, the more in control I feel.

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