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Unemployment Claim Filed

December 30th, 2016 at 09:08 am

This has been an interesting morning. DH and I filed his first unemployment claim. I'm a little amazed at how much the state already knew about him. The form seemed to fill itself. He's updating his resume now. I've never claimed unemployment, and he found the process much easier than in the UK where unemployment is means tested.

I have more returns to do today. DD has been a great help, particularly yesterday when we returned some things to Target. She got me out of the store without buying a thing. Target is horribly tempting, but I resisted even the after-Christmas sales.

I also have $100 of flex spending that won't carry over to next year, so I'm planning on marching everyone out for a flu shot this afternoon. And I'm signing us mentally up for the Uberfrugal Month Challenge. One thing that has already struck me is lunch prep. DH is an easy person to feed; he'll eat all sorts of leftovers, but we've spent 16 years with him getting a free lunch at work every day. I see many more pots of soup and rice and beans in our lunch future.

So, today's goals are:
finish the returns
flu shots
list three things for sale

8 Responses to “Unemployment Claim Filed”

  1. Dido Says:

    I'm glad the process went easily, and I hope it wasn't too emotionally stressful. I have unfortunately ended up filing a few times, mostly during the transtion from academia to a financial career, and the emotional strain of the shame I feel from being unemployed is always the worst. Even when I tell myself that it was just the employer's need to cut expenses or whatever, the fact of being unemployed is a strong shame trigger for me, and I hope that your husband isn't facing that.

  2. My English Castle Says:

    Thanks, Dido. He's slightly uneasy about it, but we talked about it today. He's worked since he arrived in the US 16 years ago without a break. I actually think he could use some time off. It's been a tough year for him, especially with losing his dad. Best case scenario would be a job within a few weeks.

  3. Dido Says:

    I'm glad he gets a break to recover then. I know that there was a sense of relief about getting some catchup time along with the shame with my last go-round of unemployment earlier this year. And fingers crossed that a new job comes along in a fairly short time period!

  4. livingalmostlarge Says:

    Good luck.

  5. snafu Says:

    I have a totally different view of drawing Unemployment benefits. This is similar to car insurance, you pay into it for years and consider yourself fortunate if you have no claim. Should an accident befall, would you hesitate or feel uncomfortable about submitting a claim to the other driver's insurer...or if circumstances require...your insurance's claim process.

    Unemployment insurance premiums are most often paid by the employer, possibly DH pays a percentage. The eligibility rules are precise. In this instance the employer controlled the length of employment. DH did not voluntarily relinquish his job. The benefits are subject to rules and do not match net pay...no benefits likened to auto deductibles.

    We've had 3 occasions to claim house insurance as a result of break-ins at different residences. What an infuriating process that can be as insurers don't like to pay on claims. I didn't give in to any of their lies. They were annoyed that we had photos and initial receipts for every item taken...even the frozen chicken wing the hugry thieves tok from the deep freeze.

  6. LuckyRobin Says:

    One thing you might want to watch out for is that your husband may have a tendency to overeat now that he is home. Out of boredom or the stress or a bit of depression over not working. And that can make the grocery budget go up even more. It's something you may have to address.

  7. frugaltexan75 Says:

    Aren't flu shots free with insurance?

  8. My English Castle Says:

    I agree with snafu--it is insurance. I'm going to try to get DH to the library and walking every day with me. I wish my flu shots were free, but it's a strange thing that our insurance won't pay unless they're done in the doctor's office. But we've had them now.

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